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- Cap1 CreditWise VS to Fico Change Notice - myFICO® Forums
"Hi X CreditWise accounts to show users their FICO Score 8 instead of their VantageScore® 3 0 This update is free and won’t cause a hard inquiry Keep an eye out for an email confirming the update in the next couple of weeks Why FICO? FICO is the industry leader in credit scoring, and 90% of today’s top lenders use FICO Scores
- Capital One CreditWise moving from Vantage Score to FICO - myFICO® Forums
Capital One CreditWise moving from Vantage Score to FICO Just received an email from CapitalOne stating that in a few weeks they will moving from Vantage Score TU to FICO 8 TU Super excited to finally have free access to a FICO from all 3 CRAs
- Cap1 CreditWise VS to Fico Change Notice - myFICO® Forums
Just FYI for anyone hasn't yet received an email, or without Cap1 accounts: We’re updating the credit scoring version you see on CreditWise Once you’re updated, you’ll see your FICO® Score 8 instead of your VantageScore® 3 0 credit score As a result, the score you see may change FICO® Score
- CREDITWISE - myFICO® Forums - 4523610
Creditwise or CK may not be getting the entire file for some reason Either way, Vantage scores are pretty much useless for gauging what you might qualify for 2 - Cap One has always quoted my EQ FICO 5 score in denials
- How accurate is Capital One CreditWise? - myFICO® Forums
Creditwise is the Capital One spin on a TU VantageScore 3 0 model FICO has different scoring models which can yield scores higher or lower depending on profile EX, EQ and TU are credit bureaus that possess your data, they are not scoring models They provide the data that the different scoring models use Hopefully that makes sense
- FICO score vs CREDIT WISE and CREDIT KARMA
CreditWise pulls data from TransUnion and CK pulls from TansUnion and Equifax, that is why your CW score mirrors the TU score on CK 2 Neither CW or CK chooses what balances to report, they report what is pulled from your TransUnion and Equifax reports, mostly they're statement balances from all your CCs accounts
- Alert from CreditWise - myFICO® Forums - 4884190
Re: Alert from CreditWise Hmm I understand that but if the only reference being made to fraud is from something 6 years ago then they should at least contact me to find out if it is ongoing or was only something that happened that long ago
- Credit wise is not accurate - myFICO® Forums - 5140997
Ignore the VantageScore that CreditWise gives you I can't tell you if AAoA (average age of accounts) is reported accurately, nor can I tell if you if utilization is spot on AAoA needs to include closed accounts, and utilization always needs to be rounded up and never down Credit Karma drops the ball in both of those areas
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