gfoa of the united states & canada, long-term financial planning blog | economic update - september 2011, irs releases final regulations on tax treatment of employer provided cell phones, standard and poors municipal bond downgrades, as a result of the downgrade to u.s. treasuries, new gfoa white paper - containing health care costs, senate joins house in repealing 3% withholding law, new gfoa white paper defines zero-base budgeting in current practice, cipfa-gfoa fm model tool now available, available scholarships for 2012, six best practices adopted by executive board january 2012