The Mental Health Parity and Addiction Equity Act (MHPAEA) Prior to the passage of MHPAEA, the Mental Health Parity Act of 1996 (MHPA) provided that large group health plans cannot impose annual or lifetime dollar limits on mental health benefits that are less favorable than any such limits imposed on medical surgical benefits
Mental Health and Substance Use Disorder Parity The Mental Health Parity and Addiction Equity Act (MHPAEA) provides federal protections for certain types of health plans This parity requires health “insurance” plans to cover mental health and substance use disorders in a similar way to medical and surgical benefits
Mental Health Parity - Psychiatry. org The Mental Health Parity and Addiction Equity Act (federal parity law) was enacted in 2008 and requires insurance coverage for mental health conditions, including substance use disorders, to be no more restrictive than insurance coverage for other medical conditions
Does my plan have to cover addiction treatment? Under the Parity Act, insurance companies are required to provide coverage for substance use disorders, just as they would for any other disease Some, but not all insurance plans are required to cover addiction treatment services
Mental Health and Substance Use Insurance Help - HHS. gov The Mental Health Parity and Addiction Equity Act (MHPAEA) of 2008 requires health insurers and group health plans that offer mental health and substance use disorder benefits to provide the same level of benefits for mental and or substance use treatment and services that they do for medical surgical care
Mental Health and SUD Insurance Parity Summary of State Laws Mental health and SUD parity aims to ensure that health insurance coverage for mental health and SUD conditions is not more restrictive than that for physical health conditions (e g , medical and surgical benefits)